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For the recruitment and retention of the best employees, having a solid employee benefits program in place is important.  If you just started a business or would like to look at "beefing" up your current benefits package, you will want to begin with considering the four most common types of employee benefits:

Medical Insurance:  These plans can cover hospital visits, doctor visits, surgeries, prescriptions and possibly vision and dental.  As the employer, you will cover a portion of the premium.

Life Insurance:  If your employee dies, this benefit will provide financial payments to that employee's named beneficiaries.  These benefits can help that person's family to cover funeral costs and ongoing living expenses.

Disability Insurance:  You can choose to offer short term and/or long term disability insurance.  In the event that your employee is injured or has a lengthy illness, this benefit provides payment during the period of time your employee cannot work.

Retirement Benefits:  The most common type of retirement benefit is a 401(k), which allows employees to deduct a certain amount of each paycheck to put towards retirement savings.  Some employers choose to match a percentage of that deduction amount.

Offering these types of benefits is a great start to  building an employee benefits program that will help you bring in and keep those great employees.  There are several other benefits (employer and employee paid) you may want to consider as well.  For more information about all the benefits available to you and your employees, contact your Bramlett Benefits Specialist today.  800.797.3371

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